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Verge of losing house and pets

Verge of losing house and pets

Funds Raised:
R 0
Fundraising Target:
R 5 000

Personal message

Good day,

Firstly I want to thank you for reading my serious plea for any financial assistance.

My name is Michelle Fourie and my fiance Ockert Bester. We stay in Middelburg, Mpumalanga, South Africa.

Reason for my heartfelt appeal is we are in serious financial despair. We are on the verge of losing our home, our dogs and cats, and they are our children, because we cant afford our monthly house bond with the bank. We have been in constant communication with the bank since 2022 explaining our financial situation and that we can't pay the full bond amount, but will still pay what we can, which we have been doing. After numerous appeals to the bank, they handed us over to lawyers and issued a default judgement. We had to go to court in October 2023. The bank is not giving us more time, we are too far behind in an amout of over 
R130 000.00 in arrears because we couldn't pay the full bond amount, therefore they will reposess our home.

My fiance got a very good offer from a company in Middelburg in 2019, so we moved from Gauteng to Mpumalanga. I didn't have a job in Middelburg yet. Even if I apply for an administrative post of R5000, I dont get it because they say I am over qualified. At first we rented the house here in Middelburg. His salary was enough to cover our expenses. But the owner then put the house up for sale. We had no choice but to buy the house, especially with 2 rottweilers and the 2 cats, need a big yard, other houses for rent around Middelburg starts at R11500, and no big dogs. 

So we bought the house, just before corona, but then my fiance lost his job that March 2021 because of corona. We had to live off his provident fund, unemployment fund, and he had to sell his car, which was very difficult with all these expenses, especially the house bond, so we fell further and further behind. He did acquire a new job later that year, in Nobember, but for R6000 a month, couldn't cover our expenses, house bond alone at that time was R9000 a month. He then got a new job in March 2022, but for only R10000 per month. Still not nearly enough.

I continued to look for employment. I am registered on all the employment sites, daily emails from them, checked on the internet myself, drove around town to any business and just handed in my CV. Still to this day, searching. Cant believe it.

So the lawyers and the bank send an email last month to say if we don't pay R17500 a month from end of February 2024, they are not going back to court, they will with immediate effect reposess our home and it will be put on auction.

So I am begging and pleading for any financial assistance, mostly for food. If anybody is willing to assist financially, just for us to keep our home and children, I will even give the bank home loans account details, so you know, we are not trying to just take anybody for a ride.

We had no choice but to pay the R17500 this month. After paying that, we were left with R5500 for the month. We then have to pay our rates and taxes to the municipality of R2100, if you don't they cut of your water. Prepaid electricity of R500 which will not even last the whole month, we have been without electricity a couple of times in the past. That leaves us with R2900. With this we need to buy our dogs and cats food, even less then just the basic food for us, just bread, maize meal, soup. Less then basic toiletries, etc. After buying these items, we are left with R200 for the rest of Febuary and the whole of March.

We still need to buy more bread, petrol and other necessary basic items.

I sincerely really really hope and pray for a response.

Gratefully with appreciation

Michelle Fourie


Statistics

Fundraising target

R 5 000.00

Donations to date

R 0.00

Verge of losing house and pets Campaign

Charity Default Logo

Good day

Firstly I want to thank you for reading my serious plea for any financial assistance.

My name is Michelle Fourie and my fiance Ockert Bester. We stay in Middelburg, Mpumalanga, South Africa.

This is a very long story, so I will try to just stick to the basics, even that is difficult in order to understand the whole situation.

Reason for my heartfelt appeal is we are in serious financial despair. We are on the verge of losing our home, our dogs and cats, and they are our children, because we cant afford our monthly house bond with the bank. We have been in constant communication with the bank since 2022 explaining our financial situation and that we can't pay the full bond amount, but will still pay what we can, which we have been doing. After numerous appeals to the bank, they handed us over to lawyers and issued a default judgement. We had to go to court in October 2023. The bank is not giving us more time, we are too far behind in an amout of over

R130 000.00 in arrears because we couldn't pay the full bond amount, therefore they will reposess our home.

We stayed in Pretoria, Gauteng, South Africa and worked for the same company. The company went bankrupt in 2018, was placed under Business Resque, but was liquidated.

My fiance got a very good offer from a company in Middelburg in 2019, so we moved from Gauteng to Mpumalanga. With my experience and qualifications in the mining industry of 15 years, which Middelburg is famous for, we didnt think it would be difficult for me to get a job, but it was harder then we anticipated, and after corona even worse, I have only had a few temp jobs, but nothing permanent. Even if I apply for an administrative post of R5000, I dont get it because they say I am over qualified. At first we rented the house here in Middelburg. His salary was enough to cover our expenses. But the owner then put the house up for sale. We had no choice but to buy the house, especially with 2 rottweilers and the 2 cats, need a big yard, other houses for rent around Middelburg starts at R11500, and no big dogs.

So we bought the house, just before corona, but then my fiance lost his job that March 2021 because of corona. We had to live off his provident fund, unemployment fund, and he had to sell his car and any other house items we could, which was very difficult with all these expenses, especially the house bond, so we fell further and further behind. He did acquire a new job later that year, in Nobember, but for R6000 a month, couldn't cover our expenses, house bond alone at that time was R9000 a month. He then got a new job in March 2022, but for only R10000 per month. Still not nearly enough.

I continued to look for employment. I am registered on all the employment sites, daily emails from them, checked on the internet myself, drove around town to any business and just handed in my CV. Still to this day, searching. Cant believe it.

So the lawyers and the bank send an email last month to say if we don't pay R17500 a month from end of February 2024, they are not going back to court, they will with immediate effect reposess our home and it will be put on auction.

And then we will have no option but to put down our children, because of our financial situation, move into a small flat, and me still looking for a job.

So I am begging and pleading for any financial assistance, mostly for food or if anybody in Middelburg Mpumalanga can assist me with employment, that will be greatly appreciated. If anybody is willing to assist financially, just for us to keep our home and children, I will even give the bank home loans account details, so you know, we are not trying to just take anybody for a ride.

We had no choice but to pay the R17500 this month. We are now left with R200 for the rest of the month. And with that, we cant pay water and lights, or food for our children (2 dogs and 2 cats) or for ourselves.

Once again I sincerely really really hope and pray for a response, even for just food or employment in Middelburg Mpumalanga.

Gratefully with appreciation

Michelle Fourie